We believe that the financial world overemphasizes investments and spends too little time on the underlying components of a financial plan. This is like deciding to make chocolate chip cookies and spending 30 minutes choosing between five different expensive brands of chocolate chips without realizing that you don’t have any flour.
It’s the compilation of decisions you make over time as part of that long-term plan that have the biggest impact on your financial success, not if you bought the perfect stock at just the right time.
Yes, investments are important. But equally – if not more – important are the other parts of your financial picture, including:
- Cash flow
- Spending and savings
- Tax planning
- Retirement planning
- Workplace benefits
- Estate planning
- Risk management and insurance planning
We consider all of these elements in each of our two service offerings: Wealth Management and Financial Planning. Both are designed for people seeking professional advice from a partner who will keep them accountable to the financial goals and values that are most important to them, while simultaneously placing their interests ahead of the firm’s. We do this in part by not selling any products, taking any commissions, or paying or accepting referral fees.
|You are looking for ongoing, proactive financial planning services and investment management. |
Accomplish your short- and long-term objectives with an investment portfolio tailored according to your unique risk profile, combined with regular reviews of your tax, estate and insurance situations.
|You want to talk about one or two specific questions or elements of your financial life, or you have a contained project|
Address your specific needs at the present time in a cost-effective manner